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THLet’s breakdown the @timesblackofficial ICICI Credit Card ->
>Return rate : 2%
>Return rate on Foreign spend 2.5% (Forex charge - 1.5%)
Joining and Milestone benefits :
Joining fee - Rs.20,000+ gst
Joining benefit - 10k Ease my trip voucher + 3k Toni & guy voucher.
Spend 2L a year - Get a 10k Klook voucher
Spend 5L a year - get a 10k luxury airport transfer voucher which includes helicopter transfers.
Spend 10L a year - get a 10k Tata Cliq Luxury voucher
Spend 20L a year - get a stay worth upto 20k at Ayatana resorts
Spend 25L - get next year’s annual fee waived off.
Soft benefits -
Visa at your doorstep services
Access and discounts at Quorum clubs
Concierge services helping you with everything like getting sold out concert tickets to reservations at Michelin star restaurants.
Domestic & international lounge access.
Verdict -
The Times Black ICICI credit card is not for everyone but they seem to be targeting a niche that really wants the elite tier soft benefits like access to clubs, exclusive events, and quick and efficient services.
So are you applying for the Times Black ICICI credit card? Let me know in the comments below!
@thatcreditcardguy
