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DAIf you don’t tell your money where to go, you’re going to wonder where it went. When you’ve got a plan, you’re more likely to not overspend.
Here’s how to create a simple budget each month 👇
1️⃣ Write down your total income.
2️⃣ List your expenses (including any money you’ll save).
3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose.
4️⃣ Track your spending to make sure you stick to your plan.
Making a budget for each month (before the month begins) and sticking to it is the key to winning with money.
@daveramsey
