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LAABLE accounts are a A+ game changer if you or your child has a disability and you want to save money without losing government benefits. Saving money shouldn’t feel like breaking the rules.
💙Build independence without risking benefits.💙
ABLE stands for Achieving a Better Life Experience — and it allows you to save, grow, and use your own money (hello independence) while keeping SSI and Medicaid.
Here’s why this matters:
✨ Money grows tax-free when used for qualified disability expenses
✨ In 2026, eligibility expands to disabilities starting before age 46 (up from 26)
✨ In California, CalABLE lets you save about $20,000/year (more if working)
✨ Up to $100,000 does NOT count against SSI
And yes — you can use it for real life:
transportation, housing, technology, medical care, and more.
When paired with a Special Needs Trust, this becomes one of the most powerful planning tools available.
If you’ve been putting this off, this is your sign to take the first step.
You don’t have to have everything figured out — just start here. 💛
✨Comment “FREEDOM“ and I will send you a link to our special needs resource page and Special Needs Freedom Guide!
#specialneedsplanning #ableaccount #calable #specialneedstrust #ssibenefits
@laura_d_croft
