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It’s honestly crazy teens aren’t taught this stuff in school. They get their first paycheck and just guess what to do with it. Spend first. Try to save what’s left. Feel like they’re β€œbad with money
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the journey ✨ I share my story because financial literacy isn’t something we’re born knowing - it’s something we learn. My goal here is to make money feel less overwhelming and a lot more doable fo
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Did all the math for you 😘 PS - I made 70+ savings challenges to help you hit your money goals this year. They’re inside my 7 Day Budget Reset bundle. Want access? Drop the word β€œACCESS” in the com
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This is exactly what I teach the teens inside my financial literacy program. One of my 15-year-old students makes about $150/month babysitting, doing nails, and teaching violin lessons. And she alre
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β€œSave some, spend some.” This quote is near and dear to my heart. My dad taught me early on the value of saving… AND having fun money set aside. It’s not about cutting back - it’s about being inten
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Imagine telling a 16-year-old they could have $5K in just 2 years. If it were 16-year-old me… I would’ve asked where to sign. And this doesn’t even include interest. Put this into a high-yield savin
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It’s honestly crazy teens aren’t taught this stuff in school. So I’m just over here putting on my big sis hat and helping them figure out their money before real life hits πŸ’Έ In 6 weeks, I break dow
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Spending plan 😏 > Budget πŸ₯΄ Inside my teen financial literacy program, I teach my students to think of their money as a spending plan instead of a budget. Because β€œbudget” feels restrictive. A spe
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No one teaches this. Not in school. Not before their first job. I didn’t even know what a high-yield savings account was until I was 25. Most of us had to figure it out the hard way. I’m just maki
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Better yet? Don’t just save it - grow it. In a high-yield savings account at ~3.3%, that $15.6K turns into about $17,250 πŸ‘€ That’s money working for them before adulthood even starts. Most adults d
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At some point, your teen is going to get their first paycheck. And no one’s going to tell them what to do with it. So they do what most of us did: Spend first… try to save what’s left… and end up s
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Here’s the math to figure out how much you need to save for an annual goal: Monthly saving plan: goal Γ· 12 Weekly saving plan: goal Γ· 52 Daily saving plan: goal Γ· 365 We’re not doing calculus here,
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About @create.wealthy.futures

Money Coach | Nicole is a verified Instagram nano influencer. With 5.2K followers and 192 posts, create.wealthy.futures's account shows a follower-to-following ratio of 102.5:1. View all content anonymously on Pictame - no login required.

create.wealthy.futures's engagement rate sits at 20.68%. That's 314% above what you'd typically see for accounts with 1K-10K followers (average 5%) β€” a sign of a genuinely connected audience.

Out of the last 12 posts, 83% are videos and 17% are photos. Notably, videos tend to get 55.0x more engagement than photos. Content shows up about every 8 days. Captions lean detailed, averaging 540 characters.

20.68% engagement rate β€” 314% above average for 1K-10K follower accounts.
83% videos, 17% photos. Videos get 55.0x more engagement here.
Posts about every 8 days.
102.5:1 follower-to-following ratio.

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create.wealthy.futures
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@create.wealthy.futures

Money Coach | Nicole

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192
Top Hashtags
#financialliteracy#parentsofteens#savingmoney#moneytips#personalfinance#moneymindset#financialfreedom#budgeting

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πŸ’Έ Paid off 50K of debt + saved 6-figures πŸŽ“ Real-life money skills teens don’t learn in school πŸ‘‡πŸΌ Teen program for ag...

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