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Fix 1: Forget CTC completely CTC is irrelevant once salary hits your bank. 📌 Your life runs on ₹1,00,000, not offer-letter numbers. Every decision must start from this figure. ⸻ Fix 2: Save first
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💸 ₹15L PACKAGE… BUT ₹10L IN-HAND? Sounds familiar? You see a “₹15 lakh package” in your offer letter, feel rich… but when the first salary hits, reality bites. Here’s where the “missing ₹5L” disapp
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Oracle laid off 30k employees this week.Out of which 12k were from India Most of them probably left money on the table. If you ever get laid off in India — here’s what your company legally owes you:
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Your salary hits. EMIs leave. Subscriptions renew. Lifestyle inflates. And at the end of the month — you wonder where it all went. That’s not bad luck. That’s an unmanaged money system. When you don’t
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Everyone talks about stocks and crypto… But smart people also use government-backed options for safety. Here are 4 underrated schemes you should know: — 1. Post Office Monthly Income Scheme (POMIS
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India has survived 8 market crashes. And recovered from every single one. 1992. 2000. 2004. 2008. 2015. 2020. 2022. 2024. Sensex went from 1,000 in 1990 to 71,000+ today. Crashes are not the
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Your 20s decide your financial future. Not your income. Your decisions. Avoid these 5 common mistakes: — 1. Not starting investing early You think “abhi time hai” But time is your biggest advantag
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Get your partner on the same page and start budgeting together now . . . . . . . . . (Financial support, couple finances, financial freedom, expenses, planning, budget, financial planning, p
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Your bank gives you 6.5%. The government is sitting on 8.2%. And nobody’s talking about it. 👇 3 schemes. Zero risk. All government-backed. - PPF — Public Provident Fund 7.1% interest. Fully tax-free
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Saving money is not about big changes. It’s about small daily habits. If you fix these, your money will stop disappearing: — Check your bank balance daily Awareness = control Most overspending happ
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Same salary. Different life. Here’s why. Two people earn the same… One builds wealth. The other stays stuck. The difference? Mindset. Rich mindset invests first, delays gratification, and thinks lo
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Comment your thoughts 👇 . . . . . . . . . . . . . . . . . . . . . . (LPG shortage, LPG, middle East war, war, war in middle East, Iran vs isreal, USA, foreign policy, India fo
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About @divyadecodesfinance

CA Divya | Personal Finance is a Instagram growing creator in the Digital creator category. With 584 followers and 68 posts, divyadecodesfinance's account shows a follower-to-following ratio of 4.9:1. View all content anonymously on Pictame - no login required.

divyadecodesfinance's engagement rate sits at 55.39%. That's 1008% above what you'd typically see for accounts with 1K-10K followers (average 5%) — a sign of a genuinely connected audience.

Out of the last 12 posts, 100% are videos and 0% are photos. Content shows up about every 5 days. Captions lean detailed, averaging 959 characters.

55.39% engagement rate — 1008% above average for 1K-10K follower accounts.
Posts about every 5 days.
4.9:1 follower-to-following ratio.

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divyadecodesfinance
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@divyadecodesfinance

CA Divya | Personal Finance

PublicDigital creator
Posts
68
Followers
584
Top Hashtags
#foryou#personalfinance#trending#financialfreedom#CTCvsInHand#investment#money#SalaryReality

Explore the most impactful hashtags used in recent posts. These tags highlight the core interests and trending topics that define this profile's digital influence and content strategy.

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Popular Hashtags

#naturephotography#landscape#travelphotography#architecture#portrait#wanderlust#adventure#vacation#trip#weekend#morning
Following
119
Avg. Likes
321
Avg. Comments
3
Engagement
55.48%

Chartered accountant decoding money for everyday Indians 🇮🇳 Money mindset. Salary. Tax. Govt Schemes. Savings. 📩 Coll...

#night
#goodvibes
#positivevibes
#mood