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You work hard. You buy a home. You invest. You sacrifice things now so your future family is secure later. You follow the rules the government created 20 years ago… and build your entire financial fu
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$200k sitting in equity… Most people either do nothing with it or play it way too safe. But used properly, it can completely change what’s possible. 👉 Watch "If I had $200k equity today, this is w
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Redraw and offset often look the same in your banking app. But they don’t behave the same in real life 👀 Both reduce the interest charged on your loan. The difference is control. With redraw, your
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A lot of property investors have no idea they’re cross-secured. And honestly, most only discover it when they try to: • sell a property • refinance • access equity • or restructure debt later in life
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I keep coming back to the same question… What happens to properties that only really appeal to investors… when investors lose a big part of the reason they bought them in the first place? 🤔 Student
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“Rates are too high right now.” Maybe. But are you buying for 2 years… or the next 20? Most investors are playing a short-term game with a long-term asset. 👉 Explained step-by-step on YouTube Sto
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More banks are quietly pulling back from trust lending. And when one lender tightens policy or exits a space completely, others often follow. That means fewer options, tougher requirements, higher r
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When the marketing manager says: “Can everyone help promote the Google Review comp?” 🎬 Safe to say… mortgage broking and acting are very different skill sets. 😂 But in all seriousness, our $1,200
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One of the biggest mistakes we see? People assume property prices move faster than their finances. Sometimes your borrowing capacity can change dramatically in 6-12 months through: • rate changes •
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Q: When’s the right time to buy property in my super? A: When the numbers actually stack. As a rough guide… If you’ve got around $300k in super, you’re in the game. It’s not about timing the market
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Most investors think borrowing power comes down to one thing: “How much do I earn?” But that’s not actually how banks assess you. Lenders are constantly adjusting your numbers behind the scenes: •
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A lot of people ended up with non-bank lenders because, at the time, they couldn’t meet the servicing requirements of a regular bank. But some banks are now using reduced assessment buffers for certa
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About @mortgagesbydavidthomas

David Thomas is a Instagram nano influencer in the Mortgage Brokers category. With 1.9K followers and 12 posts, mortgagesbydavidthomas's account shows a follower-to-following ratio of 0.6:1. View all content anonymously on Pictame - no login required.

mortgagesbydavidthomas's engagement rate sits at 4.83%. This is right in line with the 5% average for accounts with 1K-10K followers — a healthy, steady performance.

Out of the last 12 posts, 75% are videos and 25% are photos. Notably, videos tend to get 2.6x more engagement than photos. Content shows up about every 10 days. Captions lean detailed, averaging 606 characters.

4.83% engagement rate — right on track for 1K-10K follower accounts.
75% videos, 25% photos. Videos get 2.6x more engagement here.
Posts about every 10 days.

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mortgagesbydavidthomas
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@mortgagesbydavidthomas

David Thomas

PublicMortgage Brokers
Posts
12
Followers
1.9K
Top Hashtags
#TrilogyFunding#MortgageBroker#CanberraBusiness#GoogleReviews#BehindTheScenes

Explore the most impactful hashtags used in recent posts. These tags highlight the core interests and trending topics that define this profile's digital influence and content strategy.

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Popular Hashtags

#follow4follow#amor#interiordesign#illustration#home#tiktok#christmas#instapic#photoshoot#igers#artwork#catsofinstagram
Following
3.3K
Avg. Likes
77
Avg. Comments
14
Engagement
4.83%

David Thomas | Mortgage Broker 🏡 Helping property investors buy again 🚫 If you’ve been told “you can’t”, it’s often wr...

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