#Ulip

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#Ulip Reel by @kirtanshahcfp (verified account) - ULIPs are not Mutual Funds and don't invest in them because someone is selling it to you like mutual funds. 

- ULIPs have a lot of cost and hence wha
63.0K
KI
@kirtanshahcfp
ULIPs are not Mutual Funds and don’t invest in them because someone is selling it to you like mutual funds. - ULIPs have a lot of cost and hence what gets invested is much lower than what you pay as premium. - Yes you get 1.5L of 80C advantage in tax but I can get that in Mutual Funds also with a 3 years lock-in vs a 5 years in ULIP - Yes the maturity value of a ULIP is tax free but it’s only tax free if the premium is lower than 2.5L and in that case also it makes no sense given the cost we have discussed in the reel. Dont invest in an insurance product. All you need is only a term insurance. #invest #investingeducation #investment #investingforbeginners #investing101 #kirtanshahcfp #kirtanshahfpa #fpaedutech #ULIP #insurance #mutualfunds
#Ulip Reel by @themukulagrawal (verified account) - ULIP Vs MUTUAL FUND.....Finance 100 Days: Day 40 4️⃣0️⃣

✅ Mutual fund me sahi guidance ke liye google form fill kare - https://forms.gle/Zvv7ANujmoaT
20.7K
TH
@themukulagrawal
ULIP Vs MUTUAL FUND.....Finance 100 Days: Day 40 4️⃣0️⃣ ✅ Mutual fund me sahi guidance ke liye google form fill kare - https://forms.gle/Zvv7ANujmoaTZhteA 👈🏻 . . #reels #instareels #mutualfund #ulip #investment #mukulagrawal
#Ulip Reel by @kirtanshahcfp (verified account) - Instead of ULIP, try Mutual Fund + Term Insurance
 
If you are doing a 20,000 a month investment, below is what can happen,
 
ULIP will give you a cov
40.2K
KI
@kirtanshahcfp
Instead of ULIP, try Mutual Fund + Term Insurance If you are doing a 20,000 a month investment, below is what can happen, ULIP will give you a cover of 24,00,000 and a maturity value of 1.4cr But if you invest the same in taking a term insurance and investing the rest in Equity MFs, you will get 4 times more cover of 1cr and a maturity value of 1.9cr after adjusting for taxes. Assumption - 12% returns for 20 years in both cases. Apart from this, another big problem with ULIP as an investment instrument is you have to compulsorily buy insurance even if you are adequately covered or old which reduces the amount of money that goes towards investments. Also remember, investment above 2.5L in ULIP is taxable which is another big limitation. (ULIP, Insurance, Mutual Fund, SIP, Term Insurance) #invest #fpaedutech #investingforbeginners #investment #investing101 #investments #investments #cfp #cfa Dont use insurance as investment!
#Ulip Reel by @financewithsanjay (verified account) - *LIC and ULIP: Know the truth before you invest* 😱

The LIC agent or ULIP seller may tell you that your investment will double in 15 years or will be
1.5M
FI
@financewithsanjay
*LIC and ULIP: Know the truth before you invest* 😱 The LIC agent or ULIP seller may tell you that your investment will double in 15 years or will be 110% in 16 years. But how much returns does it make PER YEAR? If you divide the number of years by 72, you will know what your annual return will be. For example, - 72/15 years = 4.8% - 72/16 years = 4.5% These returns are even lower than FD⚠️. Therefore, stay away from such products. LIC/ULIP bole double, aap kar lo 72 se divide! 💯 *But ek cheeze me koi calculation nhi h bro ki 👇🏻* *🗣️Finance ki baat sirf Sanjay ke saath @financewithsanjay* ✅🇮🇳 Finance ke baare mein aur tips chahiye? Comment mein puchho aur channel ko Follow karo! 🙌🏻 . . . . #financewithsanjay #finance #LIC #ULIP #ruleof72 #investmentreturns #financialtips #moneytalks #savings #budgeting #personalfinance #investing #financialplanning #moneymanagement #financialfreedom #lic #licscam #ulip #ulipscam
#Ulip Reel by @ddnews_official (verified account) - A ULIP (Unit Linked Insurance Plan) is a financial product that offers life insurance along with investment in market-linked funds. It provides dual b
6.3K
DD
@ddnews_official
A ULIP (Unit Linked Insurance Plan) is a financial product that offers life insurance along with investment in market-linked funds. It provides dual benefits of protection and potential returns, with a mandatory five-year lock-in period. Investors also get tax benefits under Section 80C, but careful fund selection is essential to avoid potential losses. Watch full video: https://www.youtube.com/watch?v=Cw_D5HMBG7c #ULIP #UnitLinkedInsurancePlan #SmartInvesting #LifeInsurance #Section80C
#Ulip Reel by @financewithkb (verified account) - ✨ LIC Nivesh Plus 749 - Premium Single Premium ULIP Plan

Invest once. Grow for years. 📈
A perfect blend of wealth creation + insurance cover for sma
235.2K
FI
@financewithkb
✨ LIC Nivesh Plus 749 – Premium Single Premium ULIP Plan Invest once. Grow for years. 📈 A perfect blend of wealth creation + insurance cover for smart investors in 2026. If you want high-growth + flexibility in one plan… this is it. 💰🔥 We have assumed returns as 17% & current actual CAGR of this policy is 15% as of 19/01/2026 since inception of the fund. Follow @financewithkb for more Content. Or WhatsApp us on 9763123000. Comment “LIC” and I’ll send you the full breakdown + returns illustration 💬👇 ⚠️ ULIP Disclaimer: Returns are market-linked & not guaranteed. [LIC, Investment, Insurance, Mutual Funds] #viral #insurance #explorepage✨ #financewithkb
#Ulip Reel by @iciciprulifeofficial (verified account) - ULIP plans help you manage your risk and reach your financial goals without any cost. To know more, visit: https://shorturl.at/IG34k

#ulips #financia
14.5M
IC
@iciciprulifeofficial
ULIP plans help you manage your risk and reach your financial goals without any cost. To know more, visit: https://shorturl.at/IG34k #ulips #financialsecurity #financialpreparation #lifeinsurance #iciciprudential
#Ulip Reel by @turtlemint.insurance (verified account) - 💰Need funds urgently but don't want a personal loan or to break your FD?
You can get a loan against your life insurance policy!

Modern-day life insu
4.1K
TU
@turtlemint.insurance
💰Need funds urgently but don’t want a personal loan or to break your FD? You can get a loan against your life insurance policy! Modern-day life insurance is more than just protection - it can be your backup in such situations! A loan against your life insurance policy lets you borrow money using your policy’s surrender value—without liquidating it. Quick disbursal, minimal paperwork, and lower interest than personal loans. It is usually available for eligible policies like Endowment & ULIPs. Watch the video to see how it works! 👉 Follow Turtlemint for more smart financial tips! [insurance, life insurance, loan, money, insurance advisory] #LifeInsuranceLoan #loan #ULIP #Endowment #SmartMoneyMoves #EmergencyFunds #InsuranceHack #termplan #FinancialTips #Turtlemint #FinancialTips
#Ulip Reel by @kami.unilever (verified account) - ULIP is coming soon! ⌛ 
Get ready to unlock career opportunities with Unilever ✨
35.0K
KA
@kami.unilever
ULIP is coming soon! ⌛ Get ready to unlock career opportunities with Unilever ✨
#Ulip Reel by @anantladha1234 (verified account) - Crorepati advanced ULIP by Bank 😍 
The problem here is that if you pay Rs 1 lakh premium, a portion of that goes for various charges like mortality c
44.4K
AN
@anantladha1234
Crorepati advanced ULIP by Bank 😍 The problem here is that if you pay Rs 1 lakh premium, a portion of that goes for various charges like mortality charges, administrative charges, premium allocation charges etc. In the initial years, the various deductions means the entire Rs 1 lakh is not invested and a lot goes for charges. This results in lower returns for the investor. How much goes in charges is difficult to quantify, but, in the first year do not be surprised, if only Rs 90,000 to Rs 92,000 or thereabouts is invested. The problem is that the insurance component too is very low. If you use a small amount of the premium paid as a plain vanilla term insurance plan, you could get an insurance coverage of Rs 40 to Rs 50 lakhs easily, depending on your age. In short, it makes sense to divide the Rs 1 lakh premium paid into a separate investment plan and a separate insurance plan. From a ULIP, neither are you getting the best investment and neither you are getting the best insurance coverage. It is a little bit of both. So, you can spend Rs 20,000 for a term insurance plan and the balance of Rs 80,000 in investment. This is just a ballpark figure, it really depends on your age and other factors. #ulip #bestinvestment #money #reelvideo
#Ulip Reel by @kotak.lifeinsurance (verified account) - Kotak T.U.L.I.P, voted 'Product of the Year' by consumers, is a unique plan that combines the benefits of a Term plan and a ULIP. Why settle for less
2.6M
KO
@kotak.lifeinsurance
Kotak T.U.L.I.P, voted ‘Product of the Year’ by consumers, is a unique plan that combines the benefits of a Term plan and a ULIP. Why settle for less when you can have ‘kayi zyada’?Visit <https://www.kotaklife.com/ulip-plans/kotak-tulip> to know more. #KotakLife #lifeinsurance #productoftheyear #benifits
#Ulip Reel by @adityabirlacapital (verified account) - Different goals. Two smart ways to protect your future.​
Which team are you choosing?​

#AdityaBirlaCapital #SmartPlanning #MoneyMatters #Insurance #U
214.7K
AD
@adityabirlacapital
Different goals. Two smart ways to protect your future.​ Which team are you choosing?​ #AdityaBirlaCapital #SmartPlanning #MoneyMatters #Insurance #ULIP #TermLife

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