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GE🎬 Confessions of a Shopaholic... but make it ✨illegal debt collection edition✨
Hi! I’m Karina Pribil-Corbett — Accredited Financial Counselor and member of the AFCPE Government Relations Task Force — and today, we’re breaking down everything debt collector Derek Smeath did wrong when chasing down Rebecca Bloomwood.
📞 First red flag: Calling her at work.
❌ That’s not allowed if your employer prohibits personal calls, or if you’ve told them to stop.
💼 Second red flag: Asking to speak directly to her boss?
❌ Illegal. Debt collectors can’t disclose your debt to third parties — not your boss, not your coworkers, not your friends.
🕵🏽♂️ Third red flag: Lying about the reason for the call.
❌ Nope. Collectors are legally required to identify themselves and be honest about why they’re contacting you.
🚪 Fourth red flag: Showing up at her job unannounced.
❌ Major violation. Debt collectors can’t just walk into your workplace. The secretary who called security? She was absolutely right.
📺 And the wildest part? Hijacking a live TV segment to expose her debt.
❌ That’s not just unrealistic — it’s a MASSIVE breach of privacy. Debt is confidential. The only people a collector can talk to about it are you, your spouse, your attorney, or other debt collection agencies involved.
Bottom line? Just because it’s in a movie doesn’t mean it’s legal. Know your rights — even when fiction gets it wrong. 👀
🔜 Part 2: What debt collectors can’t legally do & how you can protect yourself.
#DebtCollectors #ConfessionsOfAShopaholic #KnowYourRights #DebtHarassment #FDCPA #ConsumerProtection #StopTheHarassment
@getemotionallyinvested
