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NIMost couples sign the paperwork without realizing the wording on the deed can change everything!
When a home is owned as joint tenants with right of survivorship, the property automatically passes to the surviving spouse. No probate, no delays. But if the deed says tenants in common, your share of the house becomes part of your estate. That means it can go through probate and follow whatever your will says.
It is the kind of detail most people only learn about when it is already a problem, so if you own property with a spouse or partner, pull up the deed and check the wording. It matters more than most people think.
@nicolelapin
