
147.8K
COFront-loading your 401k beats spreading it out 68% of the time.
Research from Vanguard found lump-sum investing outperformed dollar-cost averaging 68% of the time over nearly 50 years (1976-2022).
Markets go up more often than they go down, and getting your money in the account early in the year can provide more time for compounding growth.
Just make sure your employer will true-up any matching dollars at the end of the year.
Do you max out early in the year?
#colindaytoday
———
👋 Hi there! Follow @colindaytoday if you’re looking to build your wealth using tax planning. I break down complex topics to give you practical and action methods to help you improve your personal finances.
@colindaytoday
This video is for educational purposes only. Contribution limits referenced are for 2026. Research cited is from Vanguard study by Finlay and Zorn analyzing MSCI World Index returns 1976-2022. Historical market performance does not guarantee future results. Please consult your tax, legal, and investment professional before making financial decisions.
@colindaytoday










