
273.7K
CAStop asking when to take CPP and start asking which person you are.
Everyone wants a simple answer: 60, 65, or 70. But the right age depends on your income, your pension, your spouse, your health, and what you actually believe about money. Personal finance decision.
Get this wrong and you could leave $100K+ on the table or optimize for a future you’ll never see. Do what’s best for you based on your goals.
Save this breakdown.
Which camp are you Early Bird or Long Gamer? Tell me in the comments 👇
Me personally, I’m taking it early as nothings guaranteed and most of my portfolio is in non registered accounts so easier for I have a bit simpler tax planning.
#canadianfinance #cpp #retirementplanning
@calmmoneycoach










