#Why Refi

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(12)
#Why Refi Reel by @fitness_nala (verified account) - Say goodbye to overwhelming private student loan debt! Thanks to Yrefy you can be on your way to financial freedom and the future you've always wanted
667.9K
FI
@fitness_nala
Say goodbye to overwhelming private student loan debt! Thanks to Yrefy you can be on your way to financial freedom and the future you’ve always wanted! Visit their website at Yrefy.com to start your journey today! #Yrefy #debtfreejourney #smartfinances #goodbyedebt #refinanceyourfuture #hellosavings #studentloanrefi “Yrefy SLP5, LLC does not offer it’s products in IN, CT, ME, MN, CA, SC, KY, DE, RI, WA, WV, MS, MT, NY, ND, SD, VT.”
#Why Refi Reel by @nateloans (verified account) - Before you refinance, know your break-even point. 💡 If your refinance costs around $4,000-$5,000, your monthly savings should pay that back in a year
5.2K
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@nateloans
Before you refinance, know your break-even point. 💡 If your refinance costs around $4,000–$5,000, your monthly savings should pay that back in a year or less — otherwise, it’s not worth it. The trick is knowing how to read your loan estimate so you actually see what you’re paying for. I’ll go over it with you for free — no cost, no commitment. Just click the link in my bio and set up a quick call. #mortgagetips #refinance
#Why Refi Reel by @braidenshaw (verified account) - Not every drop in rates means it's time to refinance. Ask yourself this one question: will your savings outweigh the costs? If you want help running
347.3K
BR
@braidenshaw
Not every drop in rates means it’s time to refinance. Ask yourself this one question: will your savings outweigh the costs? If you want help running the numbers, DM me the word "MORTGAGE" to schedule a call with my team.
#Why Refi Reel by @robbie_rory (verified account) - 📲 FOLLOW @robbie_rory • 💾 SAVE • 🔁 SHARE 🚨 WHY REFINANCING YOUR MORTGAGE CAN KEEP YOU IN DEBT Most homeowners refinance to lower their monthly p
38.0K
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@robbie_rory
📲 FOLLOW @robbie_rory • 💾 SAVE • 🔁 SHARE 🚨 WHY REFINANCING YOUR MORTGAGE CAN KEEP YOU IN DEBT Most homeowners refinance to lower their monthly payment. What they don’t realize is they restart the loan clock and send most of their money right back to interest. Lower payments feel good. But restarting a 30-year timeline can quietly cost you hundreds of thousands over time. There are strategies that use your cash flow and home equity to attack the principal faster instead of stretching the debt longer. That’s how some homeowners cut years, even decades, off their mortgage without refinancing. mortgage strategy / home equity / debt payoff / financial literacy / wealth building #MortgageTips #Homeowners #PersonalFinance #WealthBuilding #FinancialLiteracy
#Why Refi Reel by @themortgagekitchen (verified account) - Is this the right time to refinance my mortgage or should I wait for rates to drop more? #mortgage #mortgagetips #homeowner #refinance
47.2K
TH
@themortgagekitchen
Is this the right time to refinance my mortgage or should I wait for rates to drop more? #mortgage #mortgagetips #homeowner #refinance
#Why Refi Reel by @thestockguytwitch (verified account) - What they don't tell you about REFINANCING #refinance #homebuyer #housingmarket
171.2K
TH
@thestockguytwitch
What they don't tell you about REFINANCING #refinance #homebuyer #housingmarket
#Why Refi Reel by @_explore_with_krish_ - Refinance & Save✅ - Stop Overpayments ❌ Comment "fee" for more details #usa #masterstudents #f1visa #opt #stemopt #educationloan #refinance #hdfccre
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@_explore_with_krish_
Refinance & Save✅ - Stop Overpayments ❌ Comment “fee” for more details #usa #masterstudents #f1visa #opt #stemopt #educationloan #refinance #hdfccredila #sofi #mpower #prodigy #avanse #auxilo #incred #loans #save #internationalstudents #abroad #reality #studyabroadlife #money #employment #studybank #process #students
#Why Refi Reel by @harnidhk (verified account) - I've been a CRED skeptic forever honestly. But them getting an RBI payment aggregator licence while nobody was paying attention? Yeah I might need to
114.8K
HA
@harnidhk
I’ve been a CRED skeptic forever honestly. But them getting an RBI payment aggregator licence while nobody was paying attention? Yeah I might need to rethink some things. The rewards were never the business. The licence is. Fun news @kunalb11. CRED, fintech India, payment aggregator, RBI licence, Kunal Shah, Razorpay IPO, Indian startups, financial infrastructure, fintech regulation, payments India, startup strategy, business model​​​​​​​​​​​​​​​​
#Why Refi Reel by @balance.ve - 🌟 ¡Atención! 🌟 ¿Ya renovaste tu RIF? Si aún no lo has hecho, te recordamos que es importante hacerlo para evitar que te multen. ¡No dejes pasar el
506.4K
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@balance.ve
🌟 ¡Atención! 🌟 ¿Ya renovaste tu RIF? Si aún no lo has hecho, te recordamos que es importante hacerlo para evitar que te multen. ¡No dejes pasar el tiempo! 📅 Renueva a tiempo y mantén todo en orden. 💼✨ 𝐂𝐨𝐧𝐭á𝐜𝐭𝐚𝐧𝐨𝐬 🔽🔽 📲𝟎𝟒𝟏𝟐 𝟐𝟐𝟒 𝟔𝟐𝟖𝟔 ☎️𝟎𝟐𝟏𝟐 𝟕𝟖𝟏 𝟎𝟑𝟎𝟑 📧𝐁𝐚𝐥𝐚𝐧𝐜𝐞@𝐜𝐨𝐧𝐬𝐞𝐫𝐯𝐚𝐥.𝐜𝐨𝐦.𝐯𝐞 #balance #consultora #condominioresidencial #administraciondecondominios #finanzas #contabilidad #rif
#Why Refi Reel by @mortgagesbypatriciamckay - Stop waiting for rates to make headlines. 📰❌ Refinancing isn't about timing the market. It's about knowing YOUR numbers when the opportunity shows u
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MO
@mortgagesbypatriciamckay
Stop waiting for rates to make headlines. 📰❌ Refinancing isn't about timing the market. It's about knowing YOUR numbers when the opportunity shows up. The homeowners who win? They've already had the conversation. They're prepared. They move fast. It's never too early to review your options. Let's look at your numbers before the market does it for you. DM me "REFI" and let's talk. 📲 #Refinance #MortgageTips #HomeOwnership #RefinanceNow
#Why Refi Reel by @ms.moneyandmath (verified account) - A lot of retirement planning focuses on... ▶️HOW you can you grow your RRSP. But very few people are shown how RRIF withdrawals actually work once y
106.2K
MS
@ms.moneyandmath
A lot of retirement planning focuses on... ▶️HOW you can you grow your RRSP. But very few people are shown how RRIF withdrawals actually work once your RRSP converts.. and that can be JUST as important. 📣 So, let’s talk about it! Each year, your minimum RRIF withdrawal is calculated using: ✅ Your age ✅ The value of your RRIF on January 1 Let’s look at an example: 𝘓𝘦𝘵’𝘴 𝘴𝘢𝘺 𝘺𝘰𝘶’𝘳𝘦 72 𝘠𝘰𝘶𝘳 𝘙𝘙𝘐𝘍 𝘪𝘴 𝘸𝘰𝘳𝘵𝘩 $500,000 𝘰𝘯 𝘑𝘢𝘯𝘶𝘢𝘳𝘺 1 𝘛𝘩𝘦 𝘮𝘪𝘯𝘪𝘮𝘶𝘮 𝘸𝘪𝘵𝘩𝘥𝘳𝘢𝘸𝘢𝘭 𝘢𝘵 72 𝘪𝘴 5.40% ✅ That means you’d be required to withdraw: $𝟻𝟶𝟶,𝟶𝟶𝟶 × 𝟻.𝟺𝟶% = $𝟐𝟕,𝟎𝟎𝟎 𝐭𝐡𝐚𝐭 𝐲𝐞𝐚𝐫 Once that minimum is calculated using your January 1 balance, it doesn’t change, even if your RRIF value moves up or down throughout the year. 💰 And that withdrawal is added to your taxable income alongside things like: ◾ CPP ◾ OAS ◾ Pension income ❌ Not because you necessarily needed the money. ☑️ But because the rules require it. And here are some additional tips that many don’t realize: ▶️ Your financial institution automatically calculates your RRIF minimum each year ▶️ You generally don’t have to take a minimum withdrawal in the first year you open a RRIF With this information in mind, you may choose to strategically convert part of your RRSP earlier, withdraw in lower-income years, and/or spread your taxable income over time. 👉👉👉 If you’d like to see what your retirement income could look like, including how RRSP/RRIF withdrawals may impact your taxes, 💥𝐛𝐨𝐨𝐤 𝐚 𝐜𝐨𝐦𝐩𝐥𝐢𝐦𝐞𝐧𝐭𝐚𝐫𝐲 𝐜𝐥𝐚𝐫𝐢𝐭𝐲 𝐜𝐚𝐥𝐥💥 using the link in my bio. 👉👉 Not sure yet if you’re on track for the retirement you’re hoping for? We can map that out, too! Are you planning how to grow your retirement savings… or how to withdraw them too? #retirementplanning #rrsp #rrif #canadianfinance #canadafinance

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