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#Firsttimehomebuyer Reel by @meres_mortgage (verified account) - 🏡 First-Time Buyer Grant: Up to $15,750 in 2026 💸 DM me the word BUY if you're planning to buy a home and want to know how much is your buying powe
808.5K
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@meres_mortgage
🏡 First-Time Buyer Grant: Up to $15,750 in 2026 💸 DM me the word BUY if you're planning to buy a home and want to know how much is your buying power! This grant can cover most (or all) of your down payment — and it’s forgivable. 👇 Here’s how it works: 1️⃣ What the Grant Covers • Up to 3.5% of the purchase price • Can be used toward your down payment • No repayment — forgiven from day one 2️⃣ Who Typically Qualifies • First-time buyer (no homeownership in last 3 years) • 620+ credit score • Income limits apply • Home must be your primary residence 3️⃣ Why This Is a Smart Move • Buy with minimal out-of-pocket cash • Keep your savings for emergencies • Refinance later if rates drop — the grant stays forgiven ⚠️ Funds are limited and programs are first-come, first-served. DM me the word BUY if you're planning to buy a home and want to know how much is your buying power! #firsttimehomebuyer #realestate #homebuyer #mortgage #realestatetips
#Firsttimehomebuyer Reel by @melanielittlelife - Most homebuyers overspend by thousands on their home purchase because they don't know that they may qualify for Homeownership Grants. If you are pla
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ME
@melanielittlelife
Most homebuyers overspend by thousands on their home purchase because they don’t know that they may qualify for Homeownership Grants. If you are planing to buy a home in 2026 be sure to do your research on these programs and other Down Payment Assistance options. To save you time, I put together a step-by-step $0 Down Payment Guide that breaks down: • Non-repayable grant programs for 2026 • Bank-specific programs (Chase, Wells Fargo, BofA) • Qualification rules buyers overlook • Real strategies to lower cash to close ⌨️ Comment “DOWNPAYMENT” and I’ll send you the guide so you can move like an informed buyer, not a confused one. 📥 DM me if you are ready to get preapproved and would like to be referred to my preferred lender partners #firsttimehomebuyer #homebuyertips #realestatetips
#Firsttimehomebuyer Reel by @realtorlandlord (verified account) - Do you like surprises? 🤭 #realestate #realestateinvesting #itsasurprise #homebuying #firsttimehomebuyer
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@realtorlandlord
Do you like surprises? 🤭 #realestate #realestateinvesting #itsasurprise #homebuying #firsttimehomebuyer
#Firsttimehomebuyer Reel by @tytheinspectorguy - Inspections are free… #homeinspector #homeinspection #firsttimehomeowners #firsttimehomebuyer #homebuyertips
1.2M
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@tytheinspectorguy
Inspections are free… #homeinspector #homeinspection #firsttimehomeowners #firsttimehomebuyer #homebuyertips
#Firsttimehomebuyer Reel by @soldbyroniellenc - Because what happens between contract & closing can make or break your dream home. Here's what you CANNOT do before those keys hit your hand 🔑🏠 🚫 D
1.1M
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@soldbyroniellenc
Because what happens between contract & closing can make or break your dream home. Here’s what you CANNOT do before those keys hit your hand 🔑🏠 🚫 Do NOT finance a new car — A new loan changes your debt-to-income ratio & can get your mortgage denied SAME DAY. 🚫 Do NOT open new credit cards — Every new line of credit is a red flag to your lender. Not now. Not ever before closing. 🚫 Do NOT quit or change your job — Your lender approved YOU based on your income. Change that & the deal can fall apart overnight. 🚫 Do NOT make large cash deposits — Lenders will ask where every dollar came from. Unexplained money = delayed closing. 🚫 Do NOT go on a shopping spree — Furniture, appliances, décor… wait until AFTER the keys are in your hand. The house first. Everything else second. 🚫 Do NOT miss a bill payment — Your credit is still being monitored right up until closing day. One missed payment can change everything. The finish line is NOT the contract. It’s the closing table. 🏆 Save this. Share this. Send this to anyone buying a home in 2026. 📲 Because the BMW can wait. The keys cannot. 🔑✨ #realestate #firsttimehomebuyer #closingday #mortgagetips #realtor
#Firsttimehomebuyer Reel by @deandrathompson_ (verified account) - If you're paying this much in rent, you may qualify for a home around these price points, depending on credit, income, and loan program. 🏡 Comment H
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@deandrathompson_
If you’re paying this much in rent, you may qualify for a home around these price points, depending on credit, income, and loan program. 🏡 Comment HOME if you’re looking to buy or sell in Charlotte, NC and surrounding areas — including South Carolina. I’ll set you up with a FREE consultation! Or, click the link in my bio to schedule your consult if you're ready to make a move! 🏡🫶🏾 If Credit is holding you back, then I have a solution for you Follow for more Real Estate & Financial Literacy Content! ☺️ DeAndra Thompson, REALTOR® 704-593-9480 📲 Realtor@deandrathompson.com📧 . . . . #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina
#Firsttimehomebuyer Reel by @veridianarealtor_ - What your lender may not clearly explain in the fine print 👇 If you make an extra mortgage payment, always tell your loan servicer to apply it to pri
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@veridianarealtor_
What your lender may not clearly explain in the fine print 👇 If you make an extra mortgage payment, always tell your loan servicer to apply it to principal only. Otherwise, that extra money may not actually help shorten your loan the way you expect. A small step like this can make a big difference over time. Save this before your next payment. Tag someone who has a mortgage. #MortgageTips #HomeownerTips #FirstTimeHomeBuyer #MassachusettsRealEstate #payoffmortgagefaster
#Firsttimehomebuyer Reel by @jerryhernandezrealtor (verified account) - ‼️Homebuyers: Save Big with a Strategic Offer! With homes sitting on the market for over 30 days, sellers may be more open to negotiations. But inste
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@jerryhernandezrealtor
‼️Homebuyers: Save Big with a Strategic Offer! With homes sitting on the market for over 30 days, sellers may be more open to negotiations. But instead of just offering below the asking price, here’s a smarter strategy to save more in the long run: ✅Make Your Offer Work for You: *Offer at the Asking Price: Instead of offering less, submit your offer at the list price. * Request Seller Concessions: Ask for money back in concessions—this can be used to buy down your mortgage rate. How This Works: For example, if the home is listed at $500,000: * Instead of offering $485,000, offer $500,000 with $15,000 back in concessions. * Use that $15,000 to buy down your mortgage rate. The Breakdown: *1 point costs 1% of the loan amount and reduces your rate by about 0.25%. * $15,000 (3 points) could reduce your rate from 6.75% to 6.00%. * Your monthly payment could drop from $3,243 to $3,073. * That’s a savings of $170 per month, or thousands over the life of the loan! ✅Take Action: Google “mortgage points calculator” to see how much you could save! Remember: Knowledge is Power. This version shows how offering at the asking price but requesting concessions can significantly lower your monthly payments and save you a lot of money over time. #firsttimehomebuyer #soberrealtor #realtor Jerry Hernandez Realtor/Broker DRE01767911 626-975-9183 e•homes
#Firsttimehomebuyer Reel by @theessencereigene - IT WAS ALL A DREAM 💭🏡👯‍♀️ 👉🏾 This is one of the smartest ways I'm seeing buyers get into the market right now, especially in Charlotte. 👉🏾 Yo
2.9M
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@theessencereigene
IT WAS ALL A DREAM 💭🏡👯‍♀️ 👉🏾 This is one of the smartest ways I’m seeing buyers get into the market right now, especially in Charlotte. 👉🏾 You can purchase a duplex as a primary residence, live in one side, rent the other, and use that rental income to help offset your mortgage. And yes, you and a friend can do it together with the right structure, financing, and clear expectations upfront. 👉🏾 Think shared costs, built-in income, and the opportunity to start building equity instead of paying rent every month. 👉🏾 If you’ve been saying “I just need a way to get started,” this might be your strategy. 🏡 Comment “DUPLEX” if you want more info, save this for later, and share it with a friend you’d go into this with. #charlotterealestate #househacking #duplexliving #realestatetips #firsttimehomebuyer 👩🏾‍💼 Essence LeGrande, REALTOR® 👩🏾‍💻 Real Estate Broker 🤝🏾 Partnered w/ EXP REALTY, LLC. 📧 Essence.LeGrande@exprealty.com
#Firsttimehomebuyer Reel by @jessenia.realtor - When you buy a home with your spouse, how your names are listed on the deed actually matters… a lot more than most people realize. (check laws within
10.5M
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@jessenia.realtor
When you buy a home with your spouse, how your names are listed on the deed actually matters… a lot more than most people realize. (check laws within your state/country , always work w a lawyer on all legal matters too ) In many cases, holding title as “Joint Tenants with Right of Survivorship” means if something ever happens to one spouse, the home automatically goes to the other — no probate, no extra court, no unnecessary stress during an already hard time. It’s a small detail… but it can make a huge difference for your peace of mind and your family’s future. This is the kind of stuff I make sure my clients understand — not just buying the house, but protecting it too. 🤍 If you’re buying with a partner or spouse, let’s talk through your options. #NJRealEstate #HomeBuyingTips #RealEstateEducation #FirstTimeHomeBuyer #RealtorLife
#Firsttimehomebuyer Reel by @denise.foster.fl (verified account) - Most buyers don't realize this… There are quiet shifts happening behind the scenes that are opening doors for first-time buyers in a big way. Not hus
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@denise.foster.fl
Most buyers don’t realize this… There are quiet shifts happening behind the scenes that are opening doors for first-time buyers in a big way. Not hustle culture. Not risky flips. Just smart, supported ways to buy a home and make it your own. 🏡 Imagine buying a home in the neighborhood you actually want… Renovating it to fit your life… And doing it for way less than you thought was possible. In some cases, you can even add a small rental unit to help cover your monthly payment. That’s called making your home work for you. 💰 These programs are backed and supported, not shady or sketchy. They’re designed to help regular people get into homes — even when prices feel out of reach. This isn’t overnight magic. But it is a real path forward. ✨ 👉 Comment “REALTOR” and I’ll show you what this could look like in Central Florida. Denise Foster - Axen Realty 📧dfoster@axenrealty.com 📱 808-754-8305 #FirstTimeHomeBuyer #FixerUpperDream #BuyAndRenovate #centralfloridarealestate #floridarealtor
#Firsttimehomebuyer Reel by @kirkhamrealestate (verified account) - POV: it's key day and I'm your realtor 🗝️ And we're not doing basic. We've got an 85-inch flatscreen mounted and ready for movie night. Balloons at
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@kirkhamrealestate
POV: it’s key day and I’m your realtor 🗝️ And we’re not doing basic. We’ve got an 85-inch flatscreen mounted and ready for movie night. Balloons at the door saying “Welcome Home.” Treats for the dog because they’re celebrating too! First homes deserve big energy, big celebrations, and big screens for all those future memories. If you’re looking for a realtor to do key day like this, you know where to find me. #KeyDay #FirstTimeHomeBuyer #UtahRealtor #WelcomeHome #DogMomApproved

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