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UTThe three biggest mistakes I see buyers make!
1. Looking at homes before getting pre approved. Sellers won’t look at an offer without a pre approval, so it’s really pointless to get out and start looking without one! Plus, you’ll want to talk to a loan officer to see what you afford, and what price corresponds to the monthly payment you feel comfortable with.
Searching for homes at the top of their budget. You want to have some wiggle room when looking for homes, and in this market, leave some room in case the home gets multiple offers! Just because you are pre approved for a certain amount, does not mean you have to go that high.
Not hiring a good agent. When making one of the largest purchases of your life, it’s important to have someone representing you as a buyer (not just the seller) and protecting your money. It’s important to hire a good, experienced agent, too! As a buyer, your agent will get paid from the seller of the home you buy (the sellers agent offers some of their commission - usually half - to a buyers agent).
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