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JOIf I were starting from scratch:
✔️ ~70% #1 as the foundation
✔️ ~30% #2 for global diversification
➕ Optional 10–20% #4 only if you understand the risk and can afford the volatility
You don’t need #3 or #5 if you already own VTI.
6 is rarely something I recommend unless income is the goal.
And stocks never make my list, there is always a smarter, simpler way to take on extra risk.
Simple beats complicated.
Every time.
Follow me for simple investing tips for high earners.
Comment “ETFs” if you’re a high earner and want help mapping this out for your own goals.
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All of my content is for educational purposes only.
Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and do not treat this as financial advice.
@joshmroseman
