#Bilt Points

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#Bilt Points Reel by @maxmilespoints (verified account) - 😵‍💫we now have another option…does this help or make it more complicated?

Option 1 (tiered / no Bilt cash)
Earn points but the points you earn is s
174.2K
MA
@maxmilespoints
😵‍💫we now have another option…does this help or make it more complicated? Option 1 (tiered / no Bilt cash) Earn points but the points you earn is scaled depending on how much everyday spend you put on the Bilt card Option 2 (@bilt cash) Earn and redeem Bilt cash from everyday spend on the card to cover 3% fee You can switch between the two options monthly
#Bilt Points Reel by @zacharyburrabel (verified account) - What are your thoughts on the quick @bilt response. I'm an advisor so they will see your feedback. I think this makes things simpler for people and I'
140.3K
ZA
@zacharyburrabel
What are your thoughts on the quick @bilt response. I’m an advisor so they will see your feedback. I think this makes things simpler for people and I’m keeping my Palladium choice
#Bilt Points Reel by @maxmilespoints (verified account) - 💳 How to "buy" Amex or Bilt points
💬 Comment LINK for more info

Right now it's Rakuten Big Give Week. They have a bunch of deals. Some are 90% cash
99.9K
MA
@maxmilespoints
💳 How to “buy” Amex or Bilt points 💬 Comment LINK for more info Right now it’s Rakuten Big Give Week. They have a bunch of deals. Some are 90% cash back. Some are 97%. And a few are 100% cash back. That means you’re earning 90x to 100x Bilt or Amex points for every dollar you spend on those items, because on Rakuten, you can choose to earn Bilt or Amex points instead of cash back. Four products at 100% back: NordVPN — Spend $83. Get 8,343 points. Incogni — Spend $248. Get 24,829 points. NordProtect Silver — Spend $119. Get 11,976 points. NordPass Family — Spend $66. Get 6,696 points. Those come out to 1 cent per point. Three more between 90x and 97x: Surfshark One+ — $112.86, 97% back, 10,947 points LifeLock — $349.99, 90% back, 31,499 points Norton 360 Premium — $59.99, 90% back, 5,399 points If you signed up for all of them, you’d spend just over $1,000 out of pocket and earn just over 99,000 BILT or Amex MR points. Now doing all 7 would be kind of crazy tbh. You don’t have to do all 7. Pick and choose how much you want to test. #creditcardpoints #rakuten #amex #bilt
#Bilt Points Reel by @janetlinxo (verified account) - Which BILT card are you choosing??
I chose Palladium and here's why:

After comparing all three Bilt card tiers (Blue, Obsidian, Palladium), I'm going
10.7K
JA
@janetlinxo
Which BILT card are you choosing?? I chose Palladium and here’s why: After comparing all three Bilt card tiers (Blue, Obsidian, Palladium), I’m going with the $495 annual fee option. Here’s the breakdown: 🔵 BILT BLUE ($0 Annual Fee) ✅$100 BILT cash SOB ✅ 1x rent / mortgage ✅1X on all purchases ✅ No foreign transaction fees Perfect for: Simple spending & rent rewards without commitment ⚫ BILT OBSIDIAN ($95 Annual Fee) ✅ $300 BILT cash SOB ✅ 3x points on dining & groceries ✅ 1x points rent+ all purchases ✅ 2X travel ✅$100 Bilt Cash annual credit ✅ No foreign transaction fees Perfect for: Moderate spenders who prioritize dining/grocery rewards ⭐ BILT PALLADIUM ($495 Annual Fee) ✅ 50,000 point sign-up bonus + Gold Status after $4K spend in 3 months ✅ 2x points on ALL non-rent purchases ✅ $300 Bilt Cash welcome bonus ✅ $400 annual hotel credit (Bilt Travel portal) ✅ $200 annual Bilt Cash credit ✅ Priority Pass lounge access + 2 free guests ✅ Cell phone insurance & rental car coverage ✅ No foreign transaction fees Perfect for: Maximizing travel rewards & premium perks I went with the Palladium because the sign-up bonus alone is worth keeping it for a year, plus those credits basically offset the annual fee. What card are you picking? PS- don’t forget about your old bilt card!! It’s now the Wells Fargo autograph card, I canceled mine.
#Bilt Points Reel by @petitevagabond (verified account) - 40,000 Amex or Bilt points from a $395 purchase 🤯
Yes, really.

That's enough for:
🌍 Roundtrip to Europe in premium economy
🛏️ A lie-flat flight to
128.5K
PE
@petitevagabond
40,000 Amex or Bilt points from a $395 purchase 🤯 Yes, really. That’s enough for: 🌍 Roundtrip to Europe in premium economy 🛏️ A lie-flat flight to Hawaii 💺 About 65–70% of the way to a lie-flat business class seat to Europe or Asia Most people would earn 395 points on that same spend 😬 This earns 40,000 points instead… literally 100x more than average. How? 👀 By routing a purchase of a service (think 🔐 VPN, 🪪 identity protection, 💻 digital services) through a points-earning setup that lets you earn points instead of cash back at temporarily insane rates. 🚀 90x points per dollar 🧾 One transaction ❌ No credit card approval required 💳 Works with Amex OR Bilt I broke down exactly how to do this step by step so you don’t mess it up what to click, what to select, and how to make sure you earn points 👇 💬 Comment “40K” and I’ll send you the full breakdown. 📥 P.S. If you don’t follow me, Instagram may put my message in your requests folder so don’t forget to check there. ✨ Follow for more ways to turn normal spending into flights. #travelhacking
#Bilt Points Reel by @level.up.with.anisha - Comment "LINK" for full video breaking down my 2.0 plan!

BILT 2.0 - what are your thoughts?

#bilt #bilt2.0
12.0K
LE
@level.up.with.anisha
Comment “LINK” for full video breaking down my 2.0 plan! BILT 2.0 - what are your thoughts? #bilt #bilt2.0
#Bilt Points Reel by @ericnomics (verified account) - Heres why I'm getting the Bilt Palladium even though it got a lot worse 

Comment "POINTS" if you want the calculator
17.6K
ER
@ericnomics
Heres why I’m getting the Bilt Palladium even though it got a lot worse Comment “POINTS” if you want the calculator
#Bilt Points Reel by @kbedfinance - My personal take on the Bilt 2.0 and whether or not it's going to be worth it! Curious everyone's thoughts🧐 #biltcard #creditcardpoints #bilt20 #bilt
6.7K
KB
@kbedfinance
My personal take on the Bilt 2.0 and whether or not it’s going to be worth it! Curious everyone’s thoughts🧐 #biltcard #creditcardpoints #bilt20 #bilt
#Bilt Points Reel by @ajadang (verified account) - PART ONE: 

@bilt if it takes people two days of research to understand the new product, that's a bad sign.

🚨you need to decide how much you value y
77.1K
AJ
@ajadang
PART ONE: @bilt if it takes people two days of research to understand the new product, that’s a bad sign. 🚨you need to decide how much you value your rent/mortgage points: If you DONT care: you don’t have to pay the 3% transaction fee and won’t get access your your points If you DO care: you can either 1️⃣ pay the 3% transaction fee on your rent/mortgage amount or 2️⃣ add 75% of the cost of your rent/mortgage (rent x .75) through other daily purchases on your card to get enough BILT points to offset that transaction fee Listen, we all knew BILT wasn’t making money (they were paying the transaction fees that’s why it was free for us) but the math doesn’t make sense. 1️⃣ I could go back to the normal way of paying rent - straight from my bank account. Don’t have to deal with BILT, don’t have to deal with the 3% transaction fee, and can use my Chase card for eternity 2️⃣ force people to spend more on their card and gaslighting us to think it’s for our benefit is shady. I looked over our BILT spending habits for 2025 and we would’ve only hit that 75% threshold to unlock our points 2 months out of 12 (and those her outliers). I don’t want to completely change my spending habits to keep a card that is making my life difficult
#Bilt Points Reel by @journeyonpoints (verified account) - Buenos Aires to Miami in LATAM's newest business class: 60k Bilt points instead of $4,568 cash.

That's a 7 cents per point value - one of my best red
211.7K
JO
@journeyonpoints
Buenos Aires to Miami in LATAM’s newest business class: 60k Bilt points instead of $4,568 cash. That’s a 7 cents per point value - one of my best redemptions this year (Emirates First Class was the best so far) 🔥 Flight details: 📍Direct EZE-MIA on LATAM’s 787-8 Dreamliner (8.5 hours) 📍20 business class seats with lie-flat beds + closing doors 📍Two full meal services (lunch + pre-landing sandwich) My points strategy for flights like this: I’m earning 2x points on ALL purchases with my Bilt Palladium card - no category tracking needed. Plus, I’m earning points on rent AND mortgage payments, which are my two biggest monthly expenses. 🥞 I stack those earnings with Rakuten (link in bio for 5,000 bonus points) to accelerate my point balance even faster. Quick aircraft comparison: LATAM operates both the 787-8 (newer, closing doors, more privacy) and the 787-9 (roomier cabin). I prefer the -9 for comfort, but both beat most South American business class options. Want to learn how to book premium travel to South America using points? Follow along - I’m breaking down every strategy I use 🇧🇷✈️
#Bilt Points Reel by @maxmilespoints (verified account) - 🤔maybe mortgages next👀

1. Earn 1x Bilt points when paying rent with any card linked in your Bilt wallet 

2. Southwest Airlines is now a Bilt trans
73.0K
MA
@maxmilespoints
🤔maybe mortgages next👀 1. Earn 1x Bilt points when paying rent with any card linked in your Bilt wallet 2. Southwest Airlines is now a Bilt transfer partner 3. Pay select student loans with Bilt points #southwestairlines #southwestair #biltrewards #bilt
#Bilt Points Reel by @socialcapofficial (verified account) - #biltpartner Nobody wins the rent vs. buy debate. Until now. @bilt just changed the game-you can pay your rent AND mortgage with no transaction fees.
242.4K
SO
@socialcapofficial
#biltpartner Nobody wins the rent vs. buy debate. Until now. @bilt just changed the game—you can pay your rent AND mortgage with no transaction fees. Check out bilt.com/card to learn more, and let me know which credit card works best for you. #Bilt #creditcard #personalfinance Terms Apply. Subject to approval and eligibility.

✨ #Bilt Points Discovery Guide

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#Bilt Points is one of the most engaging trends on Instagram right now. With over thousands of posts in this category, creators like @socialcapofficial, @journeyonpoints and @maxmilespoints are leading the way with their viral content. Browse these popular videos anonymously on Pictame.

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