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VIHey, homeowners! Let’s talk about some simple ways to lower your mortgage payment and keep more money in your pocket every month. Here are three options you might not have thought about!
📌 1. Apply for Homestead Exemption
“Did you know you could qualify for a tax credit on your home? The amount varies depending on your county and state, but it’s worth applying for! Check with your local tax office to see if you qualify—it’s quick and easy.”
📌 2. Shop for New Home Insurance
“When was the last time you reviewed your home insurance policy? Shopping around for better rates or bundling your home and auto insurance could save you big on premiums.”
📌 3. Remove Your Private Mortgage Insurance (PMI)
*”Home values have been going up every year—sometimes by an incredible amount! Even if you’ve only owned your home for a year, it’s worth checking. If your home’s value is more than 20% of your loan balance, you can ask your mortgage company to remove PMI.
You’ll need a home appraisal or, in some cases, a BPO (Broker Price Opinion), which is often more affordable. It doesn’t take much time, and the savings can really add up!”*
🎯 “These are just a few ways to lower your monthly payment and make the most of your investment. If you want guidance on how to get started or have any questions, DM me—I’d love to help!”
💬 Which of these tips are you trying first? Let me know in the comments!”
The Page Morgan Group
770-579-5650
info@pagemorgan.com
Keller Williams Atlanta North
770-509-0700
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@vincentjmorales
